Commercial business insurance provides coverage for businesses and corporations and is designed to cover the business, its employees, and ownership to your business. To accommodate so many types of businesses with different needs, commercial insurance comes in many shapes and sizes. At Eklund Insurance, we want to make sure you are covered with the right type of Commercial Insurance that your business needs. Listed below are some of the Commercial Insurance coverages we offer.
Property insurance pays for losses and damages to real or personal property. You can purchase additional coverages for your business property, including:
-Boiler & Machinery Insurance -Debris Removal Insurance -Builders Risk Insurance -Inland Marine Insurance -Business Income Insurance -Ordinance or Law Insurance -Crime Insurance -Fidelity Bonds
Liability insurance covers injuries that occur on the business’s premises. If someone sues you for personal injuries or property damage, the cost of defending and resolving the suit would be covered by your liability insurance policy. A general liability policy will cover you for common risks, including customer injuries on your premises. Specialized Liability Insurance also include:
-Errors and Omissions Insurance -Malpractice Insurance -Automobile Insurance -Directors & Officers Liability Insurance -Cyber Liability
Workers' compensation insurance provides coverage for an employee's on-the-job injuries. Businesses with employees are required by various state laws to carry some type of workers' compensation insurance. Workers' compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work-related injuries.